Wealth Creation, Management and Distribution

The financial management process at WFR Financial Planning & Insurance

begins with an in-depth evaluation of your current financial situation.

Once we've established your overall objectives, we’ll focus on your specific goals.

With changing economic conditions and market swings, we advocate investing

sensibly over the long run and maintaining an adequate level of insurance coverage.

We work with you side by side so that you’re confident in and comfortable with

the financial suggestions we make.

Some of the services we offer:

Investment Products and Advisory Services:                                                                                                                            

  • Fee-Based Financial Planning : Financial plan creation and presentation
  • Retirement Plans: 401k, Simple, SEP, Roth, Traditional and Rollover IRAs
  • Review, allocation and issuing of recommendations for client's company
    benefit plan (401(k) investments, payput choices, etc.)                                                           
  • Consulting on loan consolidation or choices
  • Consulting with other professionals (CPA, Attorneys)
  • Mutual fund Wrap Programs
  • Private Money Management
  • Mutual Funds
  • 529 College Savings Plans
  • General Securities

Life Insurance:                                                                                                                      

High quality, competitively priced Life Insurance products, including permanent,

term, survivorship and variable policies specifically tailored to your needs.
 

Annuities:
We offer high quality, innovative Annuity Products. Choose from deferred and

immediate annuities at variable and fixed rates of return to help you enjoy pension-like income.

Extended Care/Long-Term Care Insurance:
Extended Care/Long-Term Care Insurance helps mitigate the cost consequences of becoming too frail or chronically ill to care for oneself by reimbursing some or all of the costs of care received in
settings such as the home, the community, alternate living facilities or nursing facilities and allows those you love to supervise care not provide care.