My typical client is someone who is very much involved with his own business, life and is either too busy or may not be inclined to spend enough time to strategize and implement a formal plan which will help acheive his future financial goals. He knows he must implement this plan to become more financially independent. He has an ongoing passion to provide for his family now as well as into the future and to enjoy his retirement years, which may be free from the financial struggles of "the early years".